Industrial All Risks is a tailor made policy that is suitable for organizations whose sums insured are substantial. It is an all inclusive policy that covers fire, burglary, accidental damage as well as business interruption (con- loss). Accidental damage refers to physical loss or damage to property insured occasioned by or happening through any insured cause. This package of policies is designed to offer wider scope of cover to the insured at a reasonable premium in consideration of the substantial sums insured involved.